Credit reporting agencies
Lenders check your business and director credit history. Knowing what is in your report before you apply helps. These are the credit reporting agencies and the central bank credit system.
| Name | Focus | Website |
|---|---|---|
| CTOS Data Systems | Credit bureau | ctoscredit.com.my (opens in new tab) |
| Experian Information Services (Malaysia), formerly RAM Credit Information | Credit bureau | experian.com.my (opens in new tab) |
| Credit Bureau Malaysia (CBM) | Credit bureau | creditbureau.com.my (opens in new tab) |
| Bank Negara Malaysia: CCRIS credit report | Central bank credit system | bnm.gov.my (opens in new tab) |
Always confirm a company’s status with the official source before dealing with it.
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